Every contractor 1099 verified and ready, before the January 31 deadline that has no extension.
The 1099 Season Engine reconciles your books, prepares every contractor 1099, and hands you a tax summary for the year, so the season has one clean deliverable instead of three separate scrambles.
The problem
If you paid contractors this year, 1099 season is a small, annual panic. The books are never quite reconciled when you need them to be, the reporting threshold moved again (it is drifting from 600 dollars toward 2,000 dollars, and which of your contractors actually needs a form is genuinely confusing this year), and the filing date is January 31 with no automatic extension. Miss it, or file a wrong form, and the correction lands in front of the IRS.
Most tools pick one piece of that. A filing service will happily transmit whatever is already in your ledger, clean or not. A bookkeeper will reconcile first, and bill you for the hours. Almost nobody hands you the whole season as one thing.
How it works
The engine runs the season in the order a careful bookkeeper would, and shows its work at each step.
- Reconcile the books. It matches transactions across your accounts, catches duplicates, and flags discrepancies, so the contractor totals rest on clean data and not on a guess.
- Prepare the 1099s. It aggregates the reconciled contractor payments, checks each one against the current reporting threshold, and prepares the 1099-NEC forms for the contractors who actually need one.
- Summarize the season. It rolls the reconciled year into a tax summary (income totals, gains and losses, an estimated liability), so the 1099 work sits inside the whole picture rather than off to the side.
One honest boundary, stated up front: the engine prepares and summarizes, it does not transmit forms to the IRS or to your contractors on its own. Furnishing and filing is a separate step that you confirm, by hand, after you have looked at what it prepared.
What you get
- Reconciled books for the tax year, with the discrepancies it found listed, not hidden.
- A prepared 1099-NEC for every contractor over the threshold, ready for your review before anything goes out.
- A season tax summary, so you know what the year adds up to.
- A record of the work at each step, because a form you cannot check is a form you should not trust.
Who it is for
This is for small businesses, agencies, and solo operators who paid contractors this year and have to issue 1099s, and for the bookkeepers who run that season across a handful of small clients. If you already have a payroll provider and a tax department handling your information returns, you do not need this.
Pricing
Pricing is still being validated, so treat these as starting points rather than promises.
- Season pass. A flat price for one business and one tax year: reconcile, prepare every 1099-NEC, and return the tax summary. You review before anything is furnished. Starting hypothesis, around 149 dollars.
- Per form. A small per-1099 add-on above the season pass, for operators with many contractors. Starting hypothesis, around 4 dollars a form.
- Bookkeeper seat. A per-seat subscription for bookkeepers running 1099 season across several client books. Priced by conversation.
Any step that would move a form outward, or take a payment, is fail-closed and waits for a human to confirm it.
Proof, and how we dogfood it
AYA is a small business that pays its own contractors (the same contractor-pay flow that funds our startup-brand work), so AYA is a real in-house user of this engine. Our own contractor payments are exactly the kind of data the 1099 Season Engine is built to reconcile and prepare, which means the first real 1099 season this product runs will be our own.
The deliverable behind this page is a composition of three capabilities AYA already had (reconcile transactions, prepare 1099, tax summary), joined into one season flow as configuration rather than new machinery. Building it left the same kind of receipt the product is about: the pieces were verified before this page went up.
Honest note
Here is the part most landing pages leave out. As of today, this deliverable is authored but not yet running end to end. The season flow is defined and its three steps are wired together correctly, but the underlying handlers that would actually reconcile your books, prepare a real 1099, and compute the summary are not connected yet. So no 1099 has been prepared for anyone through this engine, including us. That is a substrate wiring task, and it is honest to say it is not done.
What that means for you, concretely: this is a product we are building in the open toward the January 31 season, not one you can run against your books this afternoon. If that timeline works for you, reserving a season pass now helps us decide what to wire first.
*This page is a specification. The capability it describes is not built yet, and nothing here is a claim that it runs today.*